Notary bonds help ensure that a notary will carry out their responsibilities in compliance with state regulations.
California law requires all notaries to purchase a $15,000 notary surety bond and retain that bond during their entire term of office. This bond provides funds to pay claims made against the notary, but it does not provide insurance protection.
Notary bonds are legally-binding contracts between three parties:
- The obligee—is the government agency requiring the notary bond
- The principal—the notary purchasing the bond
- The surety—the underwriter providing the notary bond
A surety bond is not an insurance policy. If the notary does not meet their contractual obligations, a claim may be filed against the bond. The notary is liable for their own contractual obligations and must repay the surety bond for any damages incurred.
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